Yes, it has come around again and soon your mailbox, email, and TV commercials will be telling you that open enrollment is here!
So, let’s take a look at what Medicare Annual Enrollment Period (AEP) is all about. If you have a Medicare Advantage Plan or a prescription drug plan (PDP) this is the time of year you get to review how those plans have done for you. You will be receiving from your plan’s carrier toward the end of September a letter called the ANOC letter (annual notice of change). It will tell you what the changes on your plan will be for 2023. Remember to open this letter from your carrier and not put it in file 13!
If you don’t do mail, then hop on your computer beginning October 1st you will be able to log on to Medicare.gov and check out your plan there.
You may also see your plans info in the 2023 Medicare&You that will be mailed to you. It’s available on their website but does not have local information on plans/carriers.
The open enrollment signing period is October 15th through December 7th. If you decide to make any changes your new plan will start January 1, 2023. If you don’t make any changes then your current plan will roll into 2023 and you don’t have to do a thing!
Suggestion – call your Medicare Rep and discuss next year’s plan with him or her! Every year we must get recertified with Medicare and the carrier’s to be able to offer suggestions as to what would be the best route for you in 2023. We are blessed to have such a great healthcare system in middle TN and that attracts many companies that want to do business here. I believe there will be several new carriers/plans available.
Remember this is about your healthcare coverage for next year. It’s worth taking a look!
And this time next year – we get to do it all over again!
H. Ben Davis, III CSA SelectPointe, LLC 615-584-4946
[email protected] www.selectpointe.com