A Q&A with Michael R. Wallin, CFP®, LUTCF, Optivise Advisory Services Americans are carrying a record amount of debt. According to the Federal Reserve Bank of New York, total household…
Debt Can Either Be Bondage Or Leverage
Debt is a controversial topic in finance. Some say borrowing is forbidden, others say it’s allowed if you repay, but neither view fully considers the borrower’s circumstances.In this month’s article,…
What Is Your Money Mindset?
“Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more than food,…
Built on Something Bigger: The Biblical Foundation of Koin Credit Union
When making financial decisions, most of us focus on our immediate needs, feelings, or the convenience of a transaction. We ask questions like, “What is the interest rate?” or “Is…
From Want to Wisdom: Embracing Contentment in Financial Decisions
I recently attended a wedding where the minister recited the familiar vows, “to have and to hold.” As I listened, I wondered if those words resonated with the young couple…